India Investments
Build and review an India-focused investment strategy.
NRI FINANCIAL PLANNING
Your India Finances.
Planned With
Clarity.
Living abroad doesn't mean your financial life in India has to become complicated. From investments and family responsibilities to repatriation and your eventual return to India, SabhyaFN helps you bring your India-linked finances into one clear plan.
MANAGING INDIA FROM ABROAD
Your Financial Life May Span Two Countries. Your Plan Should Connect Them.
Managing finances across countries can create questions around investments, bank accounts, taxation, currency, property and family responsibilities. SabhyaFN brings these moving parts together into a structured India-focused financial plan, with coordination where tax, legal or specialist advice is required.
Family & Assets
Coordinate financial responsibilities, property and family needs in India.
Repatriation
Plan how money can move between India and your country of residence.
Return to India
Prepare your finances for a future move back to India.
BUILT AROUND YOUR SITUATION
Wherever You Are in Your NRI Journey, We Can Start From There.
I Have Existing Assets in India
You may already have mutual funds, property, bank accounts, insurance or other investments that need to be reviewed and organised.
Explore India Portfolio Planning →
I Earn Abroad and Want to Invest in India
Get clarity on suitable investment routes, asset allocation, currency considerations and NRI requirements.
Explore NRI Investment Planning →
My Family & Assets Are in India
Parents, rental income, property, inheritance and family responsibilities can all require coordinated planning.
Plan My India Responsibilities →
I Plan to Return to India
A return can affect residency, accounts, investments, taxation, insurance and retirement planning.
Plan My Return to India →WHAT WE HELP YOU PLAN
One India-Focused Plan for the Financial Decisions That Matter.
Investing in India
Mutual funds, direct equity, PMS, fixed income, FDs, real estate and repatriable or non-repatriable investment planning.
NRE, NRO & FCNR Accounts
Understand the purpose, taxation, repatriation considerations and appropriate use of different account types.
NRI Portfolio Review
Review existing mutual funds, old resident folios, demat accounts, FDs, insurance and real estate holdings.
Tax & Compliance Coordination
Coordinate around Indian tax returns, DTAA, FATCA, capital gains, rental income and foreign-country tax considerations.
Repatriation & Currency Planning
Plan movement of money between India and abroad, including routes, documentation and currency considerations.
Return-to-India Planning
Prepare for the financial transition from NRI to RNOR or resident status and align India and overseas assets.
Property & Estate Planning
Coordinate rental income, property proceeds, nominations, succession, Will-related planning and Power of Attorney requirements.
OUR NRI SERVICES
Practical Planning for Your India-Linked Wealth.
NRI Investment Advisory
- Risk profiling
- Goal-based planning
- Asset allocation
- Mutual fund portfolio planning
- Direct equity and debt review
- NRE/NRO route guidance
- Rebalancing and annual review
India Portfolio Cleanup
- NRI KYC status review
- Mapping folios to NRE/NRO accounts
- Review of existing holdings
- Consolidation of scattered investments
- Simplified portfolio organisation
- Portfolio dashboard approach
Return-to-India Wealth Plan
- Timeline-based return planning
- India and overseas asset coordination
- RNOR planning checklist
- RFC account planning
- Tax coordination
- Retirement income and insurance review
Repatriation Support
- Source-of-funds review
- NRE/NRO route guidance
- Capital gains and tax coordination
- CA certificate coordination
- Bank documentation
- Currency conversion planning
NRI Investment Review & Tax Considerations
- Mutual fund suitability by country
- PFIC awareness for US taxpayers
- DTAA coordination
- Capital gains planning
- Coordination with appropriate tax professionals
INVESTING IN INDIA
Invest in India With a Plan Built Around Your Goals.
For an NRI, investing in India can involve more than choosing an investment product. Your residency, account type, country of residence, goals, currency exposure and tax considerations can all influence how your India portfolio should be structured.
Mutual FundsDirect EquityPMSFDs & BondsReal EstateGoal-Based Investment PlanningRepatriable InvestmentsNon-Repatriable Investments
Review My India Investments 
ACCOUNT STRUCTURE
NRE, NRO or FCNR? Start With the Right Financial Structure.
These account types can serve different purposes. The appropriate route depends on the nature of your income, investment and repatriation requirements.
For relevant foreign-source funds and India-linked financial planning.
For managing eligible India-source income and assets.
For eligible foreign-currency deposits and related planning considerations.
Account, tax and repatriation decisions should be reviewed based on individual circumstances and coordinated with the appropriate bank or tax professional where required.
Talk to an Advisor+91 85272 45500INDIA PORTFOLIO REVIEW
Have Old Investments in India? Let's Bring Them Into One Clear View.
Over time, NRIs can accumulate old resident folios, mutual funds, demat accounts, FDs, insurance policies and property interests. A structured review can help identify what you own, how it is structured and where consolidation or restructuring may be appropriate.
01Map
02Review
03Consolidate
04Plan
REPATRIATION & CURRENCY PLANNING
Moving Money Between India and Abroad Requires a Plan.
Explore repatriation routes, source-of-funds review, NRE/NRO considerations, capital gains and tax coordination, bank documentation and currency conversion strategy in one considered conversation.
PLANNING YOUR RETURN
Coming Back to India? Start Planning Before You Move.
Returning to India can affect your residency status, bank accounts, investments, foreign assets, insurance, retirement income and taxation. The earlier you plan, the more clearly you can coordinate the transition.
5 YEARS OUTLong-term return strategy
3 YEARS OUTAsset and investment review
1 YEAR OUTAccount, insurance and cash-flow preparation
RETURNRNOR and residency transition planning
POST-RETURNIndia and overseas wealth alignment
RNOR planningRFC account planningForeign asset coordinationIndia retirement incomeHealth insuranceTax coordination
Build My Return-to-India Plan FAMILY, PROPERTY & ESTATE
Your NRI Financial Plan Should Include the People and Assets You Leave Behind.
Parent support, rental income, property sale proceeds, nominations, joint holders, succession and Power of Attorney requirements can all benefit from a coordinated view—with legal partner coordination where appropriate.
Parent support cash-flow planningRental income planningProperty sale proceedsNominee and joint-holder reviewWill and succession coordinationPower of Attorney coordination
WHY STRUCTURED NRI PLANNING
A Clearer Way to Stay Connected to Your Financial Life in India.
Clarity
Know what you own, where it sits and what needs attention.
Coordination
Bring investments, accounts, property, family responsibilities and future plans into one view.
Continuity
Keep your India financial plan aligned as residency and circumstances change.
Confidence
Make financial decisions with a structured plan rather than handling each issue separately.
READY TO BRING YOUR INDIA FINANCES TOGETHER?
Let's Build Your India Financial Plan.
Whether you're investing in India, managing family assets, planning your return or organising what you already have, we can start with a clear conversation about where you are today and where you want to go.